A Will is important but cannot prevent children and Grandchildren losing some or all the inheritance you leave because:

• A widowed parent remarries and dies first.
• Your child dies prematurely, and their spouse remarries.
• Your child becomes ill and unemployed, so creditors claim.
• Child must use their inheritance before claiming state benefits.
• Probate costs are typically £6,000 and 6 months to complete.
• Grandchildren may pay up to £260,000 inheritance Tax.
• Someone makes a successful challenge to your Will.
• Vulnerable beneficiaries may be unduly influenced by others.
• Unreliable beneficiaries may lose their inheritance.
• Single persons who marry risk claims if they divorce.
• The courts control property and savings if you lose mental capacity.
• The authorities can legallysay where you will live over-riding family.

Discover how to protect your family against these potential threats.